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Financial Habits

Assessing financial and investing confidence, as well as current financial habits related to spending, saving and debt.

Source: The Fidelity Global Sentiment Survey 2022.

Actions for Employers to consider

  • Strengthen financial wellness of your workforce - consider an approach, such as The Fidelity Global Financial Wellness Framework, and guidelines, such as The Fidelity Retirement Savings Guidelines, to promote locally and culturally relevant aspects of financial literacy education for your workforce.
  • Bolster retirement readiness - highlight the benefits of a retirement workplace savings plan, including employer contributions, potential tax-based advantages, and other factors that may be locally relevant.
  • Consider employee stock plans as a part of your talent strategy - educate employees about how their stock compensation may contribute to financial outcomes and consider adding/extending stock programs to reach more employees.
  • Highlight the importance of emergency savings - consider an emergency savings benefit to address short-term financial needs for your employees.

More financial habits insights

Interested in exploring more? Download our infographics below for a deeper dive into the survey's financial habits findings.

2022 financial habits insights

Want to find out more about the 2022 financial habits findings? Read this year’s full insights by downloading our PDF below.

Download the 2022 findings PDF

More key findings


Determining current retirement timelines and changes to planned retirement ages and understanding employees’ approach to financial planning.


Understanding employees’ needs from their employer regarding benefits and financial wellness and understanding take up of, and changes to, equity plans.


Understanding the emotional intensity experienced by people in the previous months and evaluating people’s well-being across finances, health, work and life.


Read more Global Thought Leadership Work

Enjoyed these findings and want to read more? Take a look at last year’s findings or read about our 2022 Global Employer Survey.

Global Employer Survey 2021 financial habits findings
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